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PayPal-ToPaypal-Account funds transfer is a great fee-free service.
People need a similar service elsewhere. Skype, for instance, could have a similar service. At the moment, to transfer funds to a relative's or a friend's account, I need to know her password to login into her account and thus be abe to make payment. That's a privacy violation. A PayPal-like funds transfer would solve this problem, make payments for Skype's phone call easier, and, as a result, would increase Skype's profits.
As it'll take time for Skype to make this service a reality you can use the following easy solution meanwhile.
As Skype accepts payments via PayPal, ask your friend to open a PayPal account. Then transfer money to her account via PayPal so she could pay for her Skype services herself. No more privacy violation.:-)